DATA, RESEARCH AND STRATEGIC ANALYSIS
FOR BANKING, MORTGAGE AND HOUSING FINANCE SECTORS
BankingStrategist.com provides data and analysis on key topics impacting the community banking industry. The information is presented in various forms from tables to graphs and maps. It is set up to provide a different view of key information on economics, industry consolidation, housing & mortgage finance and approaches to various strategic planning activities (strategic planning; capital planning; M&A planning).
DATA, DASHBOARDS, Reports & ANALYSIS
A variety of data, dashboards, reports and analyses are updated periodically and posted across the sections of this website. There are a variety of data and information covering banking industry trends, Community Bank industry data, economic and interest rate information, labor market conditions, mortgage finance, housing market trends, among others. These dashboards and reports are for your information. We hope that you find several of these beneficial to your strategic planning efforts.
For further information, inquiries on data, requests for analysis or other comments, please contact BankingStrategist.
BANK ANALYTICS: Current and historical data and trends; and analysis on the banking industry, including Community Banks. (Link)
BANK BALANCE SHEET COMPONENT TRENDS: Quarterly analysis of trends, segmented by bank asset size, in total assets, loans, deposits, equity and other key balance sheet categories. (Link)
BANKING INDUSTRY CONSOLIDATION: Banking industry consolidation trends continue and consistent with recent history. Consolidation has largest impact on community banking sector, given that these banks represent 97% of industry. (Link)
DE NOVO BANKING TRENDS: While historically an important element of banking, de novo bank chartering activity has reached historic lows. (Link)
COMMUNITY BANK TRENDS: Community Banks are found across the U.S. And, importantly, Community Banks are primary financial institutions in rural and smaller markets. M&A activity continues to impact number of community banks. Annual reduction in number of community banks exceeds 250. (Link)
BANK FAILURES: AT 533 days without a bank failure, the 2nd longest timeframe historically came to an end on May 31, 2019 with the failure of a small Texas bank. Bank failures have surfaced in cycles and driven by specific asset or loan issue: oil, commercial real estate, residential real estate, etc. (Link)
BANK PLANNING: Concepts, approaches, timelines and issues relevant to your various long range and strategic planning efforts. (Link)
ECONOMICS: Economic dashboards, data and analysis on interest rates, Fed monetary policy, GDP, labor markets and international trade to support your bank’s long range, capital and other planning activities. (link)
ECONOMICS - MIDWEST: Economic dashboards for selected Midwestern states to support your bank’s ALCO and other planning activities. Currently dashboards for Illinois, Indiana, Michigan, Ohio and Wisconsin are available. (link)
GDP AND ECONOMIC GROWTH: Current and historical data and trend charts on Gross Domestic Product and key components.
INTEREST RATES & YIELD CURVE: Current and historical data and trend charts on U.S. Treasury rates and spreads. (Link).
FEDERAL RESERVE & MONETARY POLICY: Data and analysis of Federal Reserve programs supporting monetary policy goals through interest rates and its balance sheet. (Link)
FEDERAL FISCAL POLICY: Data and analytics on federal spending, receipts, debt outstanding, foreign, Federal Reserve and other investors in U.S. government securities. (Link).
HOUSING AND MORTGAGE FINANCE: Current and historical data, trends and analysis on the housing sector and mortgage finance markets, including interest rates, housing prices, housing starts and sales and other statistics. (Link)
INTERNATIONAL TRADE: Data and analysis on international trade, agricultural exports and foreign exchange rate trends. (Link).
LABOR MARKET: Data and analysis on labor market conditions in U.S. and key statistics for states. (Link)