BANK BALANCE SHEET WEEKLY DASHBOARD

The Bank Balance Sheet Weekly Dashboard is sourced from the Federal Reserve Bank's H.8 Assets and Liabilities of Commercial Banks in the United States through the Federal Reserve Bank of St. Louis FRED economic data service. The two sections show 25 largest commercial banks (top 25 banks) on the right and all other commercial banks (all others; approximate break point is approximately $85 billion in total assets) on the left.

This dashboard is updated weekly (typically posted Mondays) and can provide a quick snapshot of trends in major balance sheet categories. While not specific to any local or regional geography, this dashboard can provide a measure of national trends for comparison to your local and regional activities. The graph shows total loans for both large banks (red) and small banks (blue) since 2000.

Top 25 Largest Commercial Banks: Overall moderate growth in total loans. For L12M, loan growth registers in at 5.1%.

Community Banks and All Others: Continued strong but slowing growth across most categories. For L12M, YoY loan growth was at 4.4%.

Loan growth has slowed significantly for the largest 25 commercial banks (RED shaded area). YoY loan growth slowed significantly in 2018 with an uptick late in the year. However, YoY growth currently continues at solid pace of 5.1%.

Loan growth continues to have momentum for community and all other banks (Blue shared area). YoY loan growth was strong in 2018. However, YoY loan growth has been slowing lately; although YoY growth slowed to 4.4%.

Loan growth continues at solid pace for the banking industry (yellow line). YoY loan growth was strong in 2018. However, YoY loan growth has been slowing lately; although YoY growth remains 4.8%.


Community and Other Commercial Banks: Net charge-off ratio holding and remains low. Loan delinquencies generally stable -+/- in a narrow band; however, agricultural loan delinquencies stabilized QoQ while up YoY.  Large Commercial Banks: Net charge-off ratio holding and low. Largest increase was in agricultural loans and farmland. Loan delinquencies generally stable -+/- in a narrow band; however, agricultural and farmland loan delinquencies remain high.

Community and Other Commercial Banks: Net charge-off ratio holding and remains low. Loan delinquencies generally stable -+/- in a narrow band; however, agricultural loan delinquencies stabilized QoQ while up YoY.

Large Commercial Banks: Net charge-off ratio holding and low. Largest increase was in agricultural loans and farmland. Loan delinquencies generally stable -+/- in a narrow band; however, agricultural and farmland loan delinquencies remain high.