Mortgage / housing finance

The housing sector and mortgage finance are important issues for your customers and your communities. And, since the Great Recession, these issues have gained national attention. Therefore, these issues should be followed by banks, credit unions, mortgage banks, state housing agencies and others institutions. Our objective is to provide information, data and analysis to assist you as you follow these national topics and translate into the impact at your local community level.

If there is other information desired, please contact BankingStrategist.



One important issue on the local and national scenes is the availability of affordable, quality single family and multifamily housing, including to first-time home buyers.


A critical issue of discussion and debate is the availability of mortgage credit - especially to first-time home buyers.


The ongoing debate continues as to what to do with Fannie Mae & Freddie Mac as they sit in conservatorship. What should the secondary mortgage market look lie? What should the role of the federal government be?